Digital disruption of the banking industry: Threat or opportunity?

If the previous decade in the banking business was marked by NPN Power Transistor excessive credit expansion, today we are talking about a decade of its digital transformation.Under the influence of digital media and tremendous changes in technology and consumer needs, banks are exposed to digital disruption of their business models both from the i

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Estimating uncertainty of North American landbird population sizes

An important metric for many aspects of species conservation planning and risk assessment is an estimate of total population size.For landbirds breeding in North America, Partners in Flight (PIF) generates global, continental, and regional population size estimates.These estimates are an important component of the PIF species assessment process, bu

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